Chitnis Desai’s banking and finance practice offers comprehensive legal services to banks, financial institutions and borrowers across the full spectrum of banking and finance work in India. The practice serves lenders and borrowers in equal measure, combining litigation strength in the specialised tribunals with end-to-end advisory work on transactional documentation and regulatory compliance.

We represent clients in banking disputes before every relevant forum in the country — the Debt Recovery Tribunals and Debt Recovery Appellate Tribunals, the National Company Law Tribunal and the National Company Law Appellate Tribunal, and the High Courts and the Supreme Court of India. Our experience spans recovery proceedings, enforcement actions, insolvency matters with a banking dimension, and the appellate proceedings arising from each.

We advise and represent clients across all stages of proceedings under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, including enforcement of security interests, challenges before the Debt Recovery Tribunal, and appellate proceedings before the Debt Recovery Appellate Tribunal and the High Courts.

Beyond the courtroom, we provide end-to-end legal support for banking transactions and regulatory compliance. Our non-litigation work includes the drafting and vetting of loan agreements, security documents, hypothecation deeds, mortgage documents and other banking documentation. We also issue legal opinions on security creation, enforceability of securities, and regulatory compliance under applicable Reserve Bank of India guidelines and Indian banking law.

Our team combines deep domain expertise with a thorough understanding of banking regulation in India, enabling us to deliver practical, commercially sound advice. Whether navigating complex multi-forum litigation or structuring a bespoke financing transaction, we bring the same level of commitment and precision to every mandate.